ABC ID (Academic Bank of Credits) Card – 2025
Did you know that every student in India now has the power of a unique 12-digit ID? The full form of the ABC ID card is Academic Bank of Credits card, empowering you to transfer earned credits and move freely between educational institutions. This is a significant part of the National Education Policy (NEP) 2020, a special initiative by the Government of India with the support of the University Grants Commission (UGC), which leads its implementation.
The Academic Bank of Credits ID is also connected with the Automated Permanent Academic Account Registry (APARA), which helps to keep student records clear, safe, and easy to access online throughout their educational journey. Below, I’ve included comprehensive details about the process for creating your ID.
Create, Download & Update ABC ID
Use DigiLocker login to access your Academic Bank of Credits ID and easily keep your details up to date.
Manage & Access Your ABC ID Card
Visit abc.gov.in to access and manage your Academic Bank of Credits safely.
(ABC) ID Academic Bank of Credits Information
| FEATURES | DESCRIPTION |
|---|---|
| Full Name: | Academic Bank of Credits (ABC) ID |
| Launched By: | Prime Minister of India, Narendra Modi |
| Launch Date: | July 29, 2021 (as part of the one-year anniversary of NEP 2020) |
| Parent Policy: | National Education Policy (NEP) 2020 |
| Implementing Body: | University Grants Commission (UGC) |
| Purpose: | To keep track of students’ academic credits online, so they can switch within the Indian higher education system without losing progress. |
| Functionality & Benefits: | 1. Digital Credit Storage: Students can store their earned academic credits in a secure digital format. 2. Credit Transfer: Allows students to transfer their earned credits between different Indian higher education institutions. 3. Unique Identification: ABC ID is a unique 12-digit numebr that is assigned every student. 4. Academic Mobility: Lets students move between institutions while keeping their academic progress 5. Flexibility in Learning: Supports flexible learning by allowing students to mix and match courses from many institutions. |
| Target Audience: | Students pursuing higher education in India. |
| Impact: | It aims to make higher education in India more connected and flexible, supporting students in exploring multiple fields and raising learning standards. |
Key Features of the ABC (Academic Bank of Credits Information) ID
- Credit Accumulation: Under the ABC system in India, students can earn and securely store credits from multiple recognized institutions.
- Credit Transfer: If a student moves from one institution to another, these earned credits can be transferred easily between educational institutions, which allows more freedom to complete their degrees.
- Digital Record: With the ABC portal, students have all their academic records saved digitally, so they can easily access and share educational information with employers or institutions whenever needed.
- Improved Efficiency: The Academic Bank of Credits ID system is designed to streamline processes, such as admission and academic credentials verifications, faster and easier.
- Transparency in Education: The Indian Government promotes a transparent and accountable education system by providing the Academic Bank of Credits (ABC) ID, a fair platform to track students’ records and achievements.
- Personalized Learning Paths: This ABC system allows students to choose courses within different institutions on the ABC ID portal and collect credits toward the desired degree.
How to Apply for an ABC ID Card via DigiLocker Portal
You can apply for an Academic Bank of Credits ID via the DigiLocker login portal. Below are the step-by-step instructions to help you get started.
1. Visit Official Website:
Visit the official website of DigiLocker (digilocker.gov.in) or download the DigiLocker app to start the following procedure.
2. Sign In Or Sign Up:
If you are an Existing User, click on sign in, enter your information, such as your mobile number, Aadhaar number, or user name, and then enter your password. Verify your auto-generated OTP, which is sent to your registered phone number. If you are a New User, follow the instructions on your screen and enter your original details to create your DigiLocker account.
3. Search for the Academic Bank of Credits ID Card:
- After logging in, click the “Search Documents” tab in the side panel.
- In the search bar, type “ABC ID Card” or browse under the “Education” category to find it.
- Then, click on the “Academic Bank of Credits (ABC Card)” option from the results.
4. Create your ABC Card:
- Enter your personal and educational information, including
- Your Name (same as Aadhaar card)
- Date of Birth
- Gender
- Admission Year
- Identity Type (e.g Aadhaar)
- Identity Value (your Aadhaar number)
- Institution Name (if known)
- Check the box and click “Get Document” to create your ABC (Academic Bank of Credits) ID.
5. Access and Share Your ABC ID:
Your Academic Bank of Credits ID card is now under the “Issued Documents” tab in the side panel of your DigiLocker account. You can share it with any educational institution whenever needed and download it as a PDF file.
If you would like detailed login steps, please check our guide on DigiLocker Login.
How to Create an ABC ID Card via the abc.gov.in Portal
Creating an Academic Bank of Credits ID card directly through the abc.gov.in official website is impossible. However, you can easily generate one through your Digi Locker account. Just follow these simple steps below:
1. Please make sure you have an active DigiLocker account. If you do not, you can create one by signing up on the official DigiLocker website.
2. Then visit the ABC Government’s official website.
3. In your portal dashboard, go to the “My Account” section and choose the “Student Login” option to continue the process.
4. Enter your DigiLocker login details to access your account.
5. Read the message on the screen carefully to understand what data the ABC portal will access from your Digi Locker account.
6. After that, click the Allow button if you feel comfortable with this permission. It will allow the ABC portal to retrieve your details from DigiLocker and finish setting up your Academic Bank of Credits ID card.
7. Click on the “Generate ABC ID” button to proceed.
8. You can easily download the Academic Bank of Credits (ABC) ID as a PDF file after creation.
How to Create an ABC ID Card via UMANG Portal
The UMANG portal is another option for applying for the Academic Bank of Credits ID Card. Here are a few steps to join:
Step 2: Sign In Or Sign Up
- If you are an existing user, sign in with your username and password on the UMANG portal for the following process.
- If you are new to the UMANG portal, sign up for registration by providing your details, such as your mobile number (for OTP verification), selecting your state, clicking on the check box to agree to the terms and conditions, and then clicking on register to create your new account.
Step 3: Search for the ABC (Academic Bank of Credits) ID:
After signing in, use the Umung portal’s search bar to type in ABC (Academic Bank of Credits). Then click on the ABC Card to proceed to the next step.
Step 4: Academic Information
In this step, similar to Digi Locker, fill in your academic details such as:
- Name (same as Aadhaar card)
- Gender
- Date of Birth
- Admission Year
- Identity Value (your Aadhaar number)
- Identity Type (e.g Aadhaar)
- Institution Name (if known)
And then click on “Submit” to proceed with your ABC Card.
Step 5: Download or Share the ABC Card
Once the procedure is done, you can download or share your Academic Bank of Credits (ABC) ID with any educational institution.
ABC ID Card Correction – Name, DOB, Gender
Want to update your personal information for the ABC card? No worries—you can do it easily. Log in to your DigiLocker account, click “Issued Document,” refresh your Aadhar card details option, and then click “Refresh ABC (Academic Bank of Credits) ID card” within the portal. If the details do not change quickly, they may take 2 to 3 days to update.
How Does the ABC System Work?
Students can transfer earned credits between colleges or universities using the ABC (Academic Bank of Credits) ID system. However, these credits can only be transferred or redeemed with the student’s permission. This system makes education more flexible and friendly.
Achievements and Statistics
As reported in April 2025, the Academic Bank of Credits (ABC) system created over 57 million student ABC IDs. Over 5.9 million accounts had credit data linked, and 12.9 million credit records were successfully integrated, making the ABC system easier and more flexible to switch or continue studies elsewhere.
This (ABC) System has made remarkable progress in onboarding different institutional types. The Government of India helps to include:
- 469 Autonomous Colleges
- 35 Skill-based Institutions
- 1,019 Universities
- 126 Institutes of National Importance
- 238 Standalone Institutions
- 173 categorized as “others”.
For more detailed statistics and updates, visit the official ABC Statistics page: https://www.abc.gov.in/statistics.php.
Conclusion
Academic Bank of Credits ID is highly recommended and a good step from the Indian Government because students can manage their earned academic credits and records between different institutions digitally when they move from one institute to another without hassle. I suggest that every indian student join the (ABC) ID Academic Bank of Credits platform because it provides an accountable and transparent record, helping to make the education system more flexible and organized.